Guaranteed Retirement Income

Do your retirement plans ensure you have guaranteed income for life?

Saving for your retirement involves a lot of careful planning. Not only do you have to ensure your savings will be sufficient to fund your future need for income, you also have to ensure that your nest egg will last as long as you’ll need it. With longer life expectancy, this could be 30 years or more.

As you may know, there are a number of different investment products currently available, such as GICs, annuities, mutual funds and segregated funds. But do any of these investments guarantee that your retirement income will be predictable, sustainable, and potentially increasing? Or that it will last a lifetime?

Unique in Canada, IncomePlus is now even better positioned to help provide you with:

• Predictable income guaranteed not to decrease no matter how investments perform*
• Sustainable income that will last for life or at least until the principal is completely repaid*
• Potentially increasing guaranteed income to help offset inflation
• Control of your investment and access to you savings at any time
• Tax-efficient income when held in a non-registered account
• Benefits that can ensure the smooth transition of your estate

The features and benefits work together to allow you to invest for continued growth while being assured that your savings can provide a predictable stream of retirement income for life.

This official name of this investment is called Guaranteed Minimum Withdrawal Benefit (GMWB). Different companies called them with different names: Income Plus, Ecoflextra, Sunwise Elite Plus, Helios, Five for life..etc.  If the life insurance company fails, the  policies will be transferred to a solvent company. Assuris guarantees that the client will retain at least 85% of the insurance benefits the client were promised. Insurance benefits include Death, Health Expense, Monthly Income and Cash Value.

  Assuris website click here

More information about Manulife:

Click here for: What you need to know


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Protect Your Income... Guarantee Your Retirement... Secure Your Future.

Learn how you can protect your capital with "Guaranteed Features"...

We at Canada Financial are committed to providing you the very best in financial products and services.
One of the ways is by offering the very best in financial education through our Investment Seminar Program throughout the lower mainland....

By attending one of our investment seminars you will learn how to:

• Enjoy a guaranteed income stream that is predictable, sustainable and can potentially increase over time
• Receive a tax-efficient income
• Protect your capital with "Guaranteed Features"